Beyond Stocks: Cryptocurrencies & Private Equity in Your 401(k)?

Cryptocurrencies & Private Equity in 401(k)s: Ethics & Societal Impact

It feels like just yesterday we were talking about the rise of the internet, and now, here we are discussing whether digital currencies and private investments belong in our retirement accounts. From my perspective, this shift reflects a broader trend: as technology evolves, so do our financial tools and the very definition of an asset. … Read more

Is $15k Enough? Helping Mom Plan for Retirement

Helping Mom Save for Retirement: Roth IRA & Index Fund Strategy

It’s a common worry: realizing a loved one, like my mom who’s 48, hasn’t saved as much for retirement as we’d hoped. With around $15,000 saved, it might seem daunting, but it’s not too late to make a significant impact. Many adults find themselves in a similar situation. Life happens – expenses, family needs, and … Read more

Navigating a 401(k) After Loss: A Practical Guide

Inherited 401(k): What To Do After Your Sister's Passing

Losing a sibling is incredibly difficult. When that loss is sudden, the emotional toll is immense, and dealing with practical matters can feel overwhelming. If your sister recently passed away and you’ve been named the sole beneficiary of her 401(k), it’s natural to wonder about the next steps. I’m Kenji Ito, and while I focus … Read more