Why Americans Feel Less Confident About Their Wallets

US Consumer Sentiment Declines Amid Rising Inflation Expectations

It’s been a tough stretch for many Americans when it comes to their finances, and the numbers are starting to show it. Consumer sentiment, which is basically how people feel about the economy and their own financial future, has been dipping. At the same time, expectations for future inflation are creeping up. So, what’s going … Read more

Starting Over at 18 with $700: A Fresh Canvas for Your Future

Starting Over at 18 with $700: Your Guide to a Fresh Start

Turning 18 is a huge milestone. It often feels like the official start of adulthood, a time when you’re ready to build your own life. But what if you’re starting that journey with not much in your pockets? Let’s say you have $700 and a desire to build something solid. It might not feel like … Read more

Drowning in Debt: Our $200k Reality and the Search for a Lifeline

Young Couple's $200k Debt Struggle: Seeking Advice on Solutions

It’s been a tough few years, and the weight of it all finally hit us. We’re a young couple, excited about our future, but that excitement is currently overshadowed by a mountain of debt totaling $200,000. It feels overwhelming, and honestly, we’re struggling to see the way out. Life happens, right? We started with a … Read more

Unexpected Debt? How to Rebuild Your Credit Like a Pro

Rebuild Credit After Debt: Strategies for Young Professionals

Life throws curveballs, and sometimes those curveballs come in the form of unexpected debt that can seriously damage your credit score. It’s a tough spot to be in, especially when you’re starting your career and trying to build a solid financial future. I know this feeling, and it reminds me of how we approach challenges … Read more

Is $15k Enough? Helping Mom Plan for Retirement

Helping Mom Save for Retirement: Roth IRA & Index Fund Strategy

It’s a common worry: realizing a loved one, like my mom who’s 48, hasn’t saved as much for retirement as we’d hoped. With around $15,000 saved, it might seem daunting, but it’s not too late to make a significant impact. Many adults find themselves in a similar situation. Life happens – expenses, family needs, and … Read more